Are you sitting at your computer, having typed in ‘new houses for sale near me’ into a search engine, feeling overwhelmed with the plethora of choices? Have you been around the city, looking for new homes for sale without much luck? If you’re a first-home buyer, you might not be well-versed with all that goes into selecting a house for sale that meets all your requirements and ticks all your boxes. To make an informed choice that will serve you well in the long run, it’s best to think of what do buyers look for in a house. Thinking like a veteran home buyer, armed with a list of criteria you must pay attention to, can help you land on the perfect property for sale. Regardless of whether you’re on the hunt for a flat for sale in Bangalore, Mumbai, Pune or Thane, we have you covered. Our list of what to look for when buying a house will expedite the house-hunting process and help you invest in the right kind of property.
What To Look for When Buying a House: A Checklist
Investing in a home for sale is a capital-intensive investment. Keeping the kind of funds and effort that goes into buying a house, it’s best to make an informed decision. Here is what to look for when buying a house in any city across India:
Strategic Location
Say, you’re looking for a lavish apartment for sale in Bangalore. Ideally, you’d want to invest in a flat that is close to your place of work or your children’s school. You’d also want to go for a location that allows you to beat the traffic and commute easily. The same principle applies if you’re looking at flats in Mumbai or any other city. You should pay attention to where the residential project is located. Is the chosen property close to metro stations, railway networks and major highways? Choosing a well-situated new-build home for sale allows you to access amenities, premier educational institutions, healthcare facilities and civic infrastructure with ease.
Finding Your Ideal Home Size
One of the key steps to buying a house is to evaluate what size apartment would work best for you and your family. Are you looking for a sprawling residence that can house a joint family? If so, it’s best to look at 5-bedroom houses for sale. On the other hand, a 4-bedroom home for sale would be a great middle ground between luxurious and affordable. If you’re purchasing your first home, you can opt for a 3-bedroom home for sale and finance the purchase through a loan or buy a 2-bedroom home for sale upfront. Usually, the size of the home is intertwined with the kind of capital you have available and the market price. While you may want a luxurious and spacious home, if the prevailing prices are high or if you’re working with a budget, you might have to settle for a smaller apartment. Regardless, it’s best to narrow down the amount you’re willing to spend and your requirements to find a home that fits the bill.
Budget and Financing
Setting a realistic budget is crucial to avoid financial strain. Get pre-approved for a mortgage to understand how much you can afford; this also makes you a more attractive buyer. Plan for a down payment, typically 20% of the property price, as higher down payments can secure better mortgage rates. Consider all ongoing costs, including mortgage payments, property taxes, insurance and maintenance, to ensure you can comfortably manage your finances.
Smart Home Buying
You can’t think of what to look for when purchasing a home without considering the returns you could earn. Buying a house is not merely a life milestone; it is also an investment. If you choose to buy a home in an area with potential for development, it could appreciate and fetch you a tidy sum when you resell it down the line. If you’re not keen on reselling or want to wait for a while before doing so, you can put up the apartment for rent. Rental yields in certain cities can be quite high and fetch sizeable returns. For instance, if you’re planning to buy a flat in Bangalore, make sure to pick an area that will allow you to earn more via rent.
Design and Architecture
Whether you’re looking to buy a flat in Pune or checking out residential projects in Thane you cannot neglect design. The design and architecture of a home play a crucial role in its appeal and functionality. Choose a style that reflects your taste and complements the neighbourhood, whether it's sleek modern or classic colonial. Pay attention to the building’s facade, as a well-designed exterior can create a striking first impression. Inside, look for features that enhance everyday living, such as efficient space utilization, natural lighting, and high-quality materials. Consider eco-friendly designs for sustainability and check if there’s potential for future customization to make the home truly yours.
Lifestyle Amenities
In today’s day and age, the answer to the question, ‘what to look for when viewing a house’, could very well be the amenities it comes with. Looking to destress and unwind after a long day at the office? Your residential development should offer plenty of green spaces for you to stroll in for your physical and mental well-being. Worried about your kids’ safety while they play in the playground? The premises should be guarded by a robust security system to make you feel as secure as possible. From sporting grounds and swimming pools to clubhouses and conference rooms, your home should serve as a multi-functional avenue that takes care of every facet of your life.
Choosing a Reputed Developer
Selecting top builders in India is essential to ensure you are investing in a quality property. Research the real estate developer’s track record for completing projects on time and to a high standard. Look for reviews from past customers, check for industry awards, and investigate their portfolio of completed developments. A well-established developer with a strong reputation will offer you greater peace of mind about the quality and reliability of your investment.
For instance, Lodha is known for its world’s finest development, commitment to excellence and innovative real estate solutions. With a portfolio of landmark projects and a track record of delivering high-quality homes, Lodha Group is a trusted name in the real estate market.
Legal Considerations
Avoid legal complications by ensuring the property has a clear title without any legal disputes. Check that all necessary approvals from local authorities are in place. If applicable, understand the Homeowners Association (HOA) rules, fees, and any restrictions they impose, as these can affect your ownership experience.
Market Trends
Stay informed about the current real estate market trends. Know whether the market favours buyers or sellers, as this can affect your bargaining power. Research recent sales in the area, for instance, the best areas for flat sale in Pune to gauge property values and avoid overpaying. Keeping an eye on market trends can help you make more informed decisions and time your purchase effectively.
Buying a house is a complex process that requires careful consideration of various factors. By focusing on location, size, design, budget, investment potential, property condition, legal aspects and market trends, you can make an informed decision that meets your needs and offers good returns. Remember, a well-thought-out purchase not only provides a comfortable living space but also serves as a valuable investment for the future.
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